About Our Team
Circle of Life Chiropractic is here for you through all stages of life. We recognize there are many different reasons people seek chiropractic care. Whatever the reasons may be we are here to help you feel better.
After evaluation, if we think you are not a chiropractic case, we will refer you to someone else that can help you.
Your Doctors

Dr. Monika Luto
Chiropractor
My Path To Chiropractic
Dr. Monika Luto is driven to help people live healthier, more joyful lives. Born in Poland and raised with a deep appreciation for connection, family, and good old-fashioned grounding, she always knew she wanted to make a meaningful impact on people’s well-being. She earned her Bachelor of Science in Exercise Physiology from the University at Buffalo, but quickly realized she wanted to do more than study the body, she wanted to help people feel at home in theirs. That realization led her to Life University in Marietta, GA, where she graduated with honors in 2013 and officially stepped into the work she loves most.
As a chiropractor, Dr. Monika believes care should feel like talking to a trusted family member, warm, safe, and genuinely heard. She provides whole-person care, blending structural, chemical, and emotional health, and she’s known for taking the time to truly listen. Whether someone comes in for discomfort, prevention, or simply to feel their best, her goal is always the same: empower them with knowledge, support, and long-term tools so they feel confident in their health.
Certifications & Memberships
With advanced certification from the Academy Council of Chiropractic Pediatrics and active involvement in the International Chiropractic Pediatric Association, Dr. Monika has a special love for caring for pregnant women and children of all ages. She adores the quick, magical responses kids have to chiropractic, that moment when their little bodies completely relax and “melt” into an adjustment is one of her favorite parts of the job. She also believes that starting life with a healthy foundation is one of the greatest gifts we can give our children, helping them not only fight illness but prevent chronic conditions before they begin.
Outside of the Office
Dr. Monika is the family adventurer, the one who plans the hiking trails, and never misses a chance to soak up sunshine or explore a new place. (Ask her about Iceland and she’ll light up instantly.) She’s also happiest when surrounded by her loved ones, usually mid-game night, laughing loudly, and reminding everyone that joy is also a form of wellness.
Whether she’s adjusting a newborn, guiding a new mom, or cheering patients on through their health journeys, Dr. Monika pours her heart into helping people feel aligned, supported, and empowered, inside and out.
Your Team
Kristy
Office Manager
Kristy is a Chiropractic Assistant who keeps the front desk, and the entire office running with care and calm. She greets and checks in patients, schedules appointments, cares for babies, verifies insurance, answers phones, maintains inventory, and coordinates the day-to-day flow so clinicians and patients can focus on care. Before joining Circle of Life Chiropractic, Kristy spent years as a makeup artist for TV and film, and two years into working here, she still puts that talent to good use. She leads the office’s annual Halloween transformations, creating everything from The Lion King cast to classic Disney Villains, adding a fun and memorable touch the whole team enjoys each year. A college-trained musician, classically schooled with an opera focus and a past performer at Carnegie Hall, Lincoln Center, and the PNC Arts Center, Kristy brings a blend of discipline, artistry, and warmth to everything she does. Married for 27 years and mother to three children and three dogs, she keeps music in her life by singing at home, where it remains one of her favorite ways to unwind.
Areas We Serve
Circle of Life Chiropractic is proud to serve families across Monmouth and Ocean Counties with two convenient offices in Point Pleasant and Avon-by-the-Sea. We also provide chiropractic care to surrounding communities, including Toms River, Brick, Lakewood, and Beachwood. Whether you’re seeking prenatal, postpartum, pediatric, or family chiropractic care, our team is here to support your health and wellness journey.